Works Like Crazy

How To Get A Guaranteed Credit Card Even If You Have "Horrible" Credit

Face it, it's hard as heck to live without a credit card these days.

Lots of businesses don't take personal checks anymore, and you sure can't reserve a hotel room, rental car, or purchase anything online without one. Unfortunately, getting a credit card if you have "below average" credit isn't easy. You may have been denied, and if that's the case, keep reading.

If you have a bank account, you may be able to use your debit card as a credit card. The problem with that is if you accidentally drop below your balance, you get hit with big "overdraft" charges. Many banks even process debits before deposits (to deplete the account) and then charge numerous "insuffient funds" fees.

One alternative is to simply get a credit card, but it isn't that easy these days. Many no longer qualify, and for those who do, these companies have very predatory practices they use to rack up huge fees and ruin your credit. Most of them charge interest immediately upon purchase, and if you're even a day late making a payment, you can get up to a $39 Late Fee charge.

Missing a payment can also cause your previous good interest rate to get jacked up to 23.9%, which is extremely high.

But there is a great way to avoid the predatory fees of banks and credit card companies that a lot of people don't know about. The fees are low, and if you have below average credit (even it it's horrible), you will still be approved.

The Solution Is Using A Prepaid Credit Card From NetSpend

It puts you in control because it's powered by your cash. It is also often a cheaper alternative to costly credit cards and bank accounts. There are:

  • No finance charges

  • No credit card debt

  • No minimum balance

  • No credit-checks

  • No surprises

The NetSpend Card works just like a bank-issued debit card, only better. You'll be able to make purchases in stores, shop on the Internet, rent cards and hotel rooms, and pay your bills. You're even protected if your card is ever lost or stolen, and your money is FDIC insured.

You can do virtually everything you can with a regular credit card... without any of their nasty surprises.

  1. Safer than cash: If your NetCard is ever lost or stolen, just report it. Your account is FDIC insured for up to $250,000.

  2. Pay bills online: Get the convenience of paying bills online so you don't have to waste money on stamps, and you're assured your payments are received promptly and on time. You can even set up automatic payment for recurring monthly charges.

  3. Use it instead of a bank account. You can even use your NetCard instead of a bank account. If you're tired of having a bank account that charges a monthly fee when you don't have enough of a minimum balance, you can actually use your prepaid NetCard instead of a bank account.

You can have your own NetSpend Card sent to you today, and you can't be denied, it's that simple. Click the link below to visit their main Website and get started now. It'll help you life your life easier, and you can say "goodbye" to the frustrations of not having a credit card.

Visit the Net Spend Site